How much could I unlock?

weeks
Unlock My Cashflow
We cannot fund invoices for greater than 12 weeks.

You can get $0 in your bank account in hours.

How does it work?

When your customer pays your invoice of $1,000, we then direct debit your account for the advance of $940 and the fee, in this case, $60.

What if my customer doesn't pay?

We know for many businesses, their customers do not pay on time. 2 days before we direct debit your account, we send an email reminder. You can then change this direct debit date if needed.

FundTap is rated 5.0★ on Google (117 reviews) and 4.9★ on Xero App Marketplace (107 reviews) by small businesses in Australia and New Zealand.

Sarah H

Sarah H

YUM Foods

“We love the convenience and accessibility of FundTap. It’s simple which is really nice and has enabled us to do things we wouldn’t otherwise.”
Matt E

Matt E

Graffic

“FundTap gives me added control over this and is incredibly efficient and easy to use. Highly recommended!”
Glenn D

Glenn D

e3 Scientific

“Great service with a professional team. FundTap does a great job at plugging the gap for small businesses and providing confidence to make decisions regarding business growth.”
Sarah H
YUM Foods

Sarah H

“We love the convenience and accessibility of FundTap. It’s simple which is really nice and has enabled us to do things we wouldn’t otherwise.”

Matt E
Graffic

Matt E

“FundTap gives me added control over this and is incredibly efficient and easy to use. Highly recommended!”

Glenn D
e3 Scientific

Glenn D

“Great service with a professional team. FundTap does a great job at plugging the gap for small businesses and providing confidence to make decisions regarding business growth.”

What happens after you click Get Started.

Sign up takes about 10 minutes. Here's the flow.

  1. 1
    Connect your accounting software

    Takes about 3 minutes. Works with Xero, MYOB, QuickBooks, or Reckon. Read-only access; we make no changes to your accounts.

  2. 2
    We see your unpaid invoices

    FundTap reads your accounts receivable. Nothing is changed in your accounting software.

  3. 3
    Select the invoice you want funded

    One invoice or several. Your choice each time. No minimum frequency, no minimum volume.

  4. 4
    Get paid today

    Typically funded same business day for invoices submitted before the daily cut-off.

Write your own FundTap success story.

Join 200+ Aussie and Kiwi businesses who've unlocked growth with us.

Tell us about your FundTap experience

No minimum draw volume. No lock-in. Typically funded same business day.

Sign up in 10 minutes. Once your accounting software is connected, we typically fund eligible invoices the same business day.

View a Demo

No monthly subscription fees.

Pay only when you fund an invoice, 4–6% per invoice. No setup fees, no early-repayment fees, no monthly charges.

Get started
in minutes.

Connect your Accounting software with us, and you’re ready to go.

Start My Free Funding Estimate

How does FundTap help you grow?

27% Growth – The average growth in revenue for FundTap customers in FY2026.

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  • Doller Pay for materials
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No minimums. No lock-ins. No monthly fees. Pay only for the funding you use -and get it within hours.

Timing gaps are usually a timing problem, not a business problem.

Uncap your growth

How it works

Step

Connect Your accounting software

Step

Select Your Invoice(s)

Step

Receive Cash Within Hours

Step

Repayment is Automated

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Signup in minutes to unlock your cashflow.

See How Fast You Can Get Paid

Got more questions?

See the full FAQ: pricing, eligibility, how funding works, and how FundTap compares to factoring or business loans.

Read the FAQ
FundTap provides invoice finance for small businesses across Australia and New Zealand. Our Australian business number (ABN) is 47914654579 and our New Zealand business number (NZBN) is 9429031726887.
FundTap provides invoice finance for small businesses in Australia and New Zealand. Australia: +61 1800 595 505 New Zealand: +64 800 88 33 55 Email: info@fundtap.co Address: 255 Hardy Street, Nelson 7010, New Zealand ABN: 47914654579 NZBN: 9429031726887
FundTap provides invoice finance for small businesses in Australia and New Zealand. Australia: +61 1800 595 505 New Zealand: +64 800 88 33 55 Email: info@fundtap.co Address: 255 Hardy Street, Nelson 7010, New Zealand ABN: 47914654579 NZBN: 9429031726887